This Cheddar-Stuffed Meatloaf is a cozy dish that brings comfort to the table. With juicy ground beef wrapped around melty cheddar, it’s like a hug in every bite!
Honestly, what’s not to love? That cheesy center is the star of the show, and it always impresses my family. Plus, it’s fun to slice and see the gooey goodness inside! 😋
Key Ingredients & Substitutions
Ground Beef: I like using an 80/20 blend for its perfect balance of flavor and juiciness. If you’re looking for a leaner option, ground turkey or chicken also works well, but it may turn out a bit drier.
Breadcrumbs: They help bind everything together. If you’re gluten-free, use gluten-free breadcrumbs or crushed gluten-free crackers. You can also use oat flour for a healthier twist.
Cheddar Cheese: Sharp cheddar has a bold flavor that really stands out. If you prefer something milder, try using Colby jack or mozzarella for a creamier texture. Vegan cheese is a great option too!
Ketchup: It adds sweetness and moisture. You could swap it for BBQ sauce for a twist or a homemade tomato sauce if you want to avoid added sugars and preservatives.
How Do You Ensure the Perfect Cheese Center?
To achieve that delightful cheese burst in your meatloaf, shaping is key. After forming the first half of the meat mixture, spread the cheese evenly, leaving about an inch border. This prevents the cheese from leaking out while baking.
- Layer your cheese without crowding it; this keeps patches meltier.
- Seal it well by carefully shaping the second half over the cheese, ensuring no openings are left.
- For added flair, layering more cheese on top near the end of baking creates a beautifully melted crust.
Using these tips, you’ll have a cheesy meatloaf that’s not only delicious but also fun to slice and reveal! Enjoy every cheesy bite!

Cheddar-Stuffed Meatloaf
Ingredients You’ll Need:
For the Meatloaf:
- 2 lbs ground beef (80/20 blend for juiciness)
- 1 cup breadcrumbs
- 1/2 cup milk
- 1 medium onion, finely chopped
- 2 cloves garlic, minced
- 2 large eggs
- 1/4 cup ketchup (plus extra for topping)
- 1 tbsp Worcestershire sauce
- 1 tsp salt
- 1/2 tsp black pepper
- 1 tsp dried Italian seasoning (or a mix of dried oregano, basil, and thyme)
- 1 1/2 cups shredded sharp cheddar cheese
- Fresh parsley, chopped (for garnish)
How Much Time Will You Need?
This Cheddar-Stuffed Meatloaf takes about 20 minutes to prep and 60 to 70 minutes to bake. You should plan for a total of around 90 minutes from start to finish, plus a quick 10 minutes for resting before slicing. It’s an easy dish that’ll keep your family coming back for more!
Step-by-Step Instructions:
1. Preheat the Oven:
Start by preheating your oven to 350°F (175°C). This way, your meatloaf will cook evenly when it’s time to bake. You can lightly grease a baking tray or line it with parchment paper for easier cleanup later on.
2. Prepare the Breadcrumb Mixture:
In a small bowl, soak the breadcrumbs in the milk. Let them sit for about 5 minutes until the milk is fully absorbed. This will help keep your meatloaf moist and flavorful.
3. Mix the Meatloaf Ingredients:
In a large mixing bowl, combine the ground beef, soaked breadcrumbs, chopped onion, minced garlic, eggs, ketchup, Worcestershire sauce, salt, pepper, and Italian seasoning. Using your hands or a spoon, mix everything together gently until just combined. Remember, overmixing can lead to a tough meatloaf!
4. Shape the First Half:
Now, divide the meat mixture in half. On a large piece of parchment paper or clean surface, shape the first half into a loaf shaped about 9×5 inches wide and evenly thick. This will be the bottom layer.
5. Add the Cheese:
Once you have your meatloaf shaped, evenly spread the shredded cheddar cheese over the top of this layer. Make sure to leave about a half-inch border around the edges so you can seal it later.
6. Seal the Cheese:
Take the second half of your meat mixture and gently press it over the cheese layer, fully encasing the cheese by sealing the edges well. It’s important to ensure that the cheese is completely covered so it doesn’t leak out while baking!
7. Prepare for Baking:
Carefully place the stuffed meatloaf onto your prepared baking tray or a wooden plank for an extra touch. Spread a thin layer of ketchup over the top for moisture and flavor. You can add more for extra sweetness if you like!
8. Bake It!
Put your meatloaf in the preheated oven and bake for 60-70 minutes. You’ll know it’s done when the internal temperature reaches 160°F (71°C), and the top is lightly browned. Keep an eye on it to ensure it doesn’t overcook!
9. Add Extra Cheese (Optional):
If you want that extra cheesy goodness, sprinkle more cheddar on top during the last 10 minutes of baking for a melty golden crust.
10. Rest and Garnish:
Once out of the oven, let your meatloaf rest for about 10 minutes. This helps to lock in the juices for a tasty slice. Before serving, garnish with freshly chopped parsley for a colorful touch!
11. Serve and Enjoy:
Slice the meatloaf and serve warm. Your family will love the gooey melted cheddar center that makes every bite special!
This meatloaf is not just delicious; it’s a perfect comfort food that’ll warm your heart and fill your home with delightful aromas. Enjoy your cooking adventure!
Can I Use Ground Turkey Instead of Beef?
Absolutely! Ground turkey is a great lean alternative, but it may be drier. To combat this, consider adding a bit more moisture, like extra milk or an additional egg, to keep the meatloaf moist and flavorful.
How Do I Prevent the Cheese from Leaking Out?
To prevent cheese leakage, make sure to seal the edges of the meatloaf tightly after placing the cheese inside. Use your hands to gently but firmly press the top layer of meat over the cheese, ensuring that there are no gaps.
Can I Make This Meatloaf Ahead of Time?
Yes! You can prepare the meatloaf up to the baking stage and then cover it with plastic wrap or foil. Store it in the refrigerator for up to a day. Just pop it in the oven when you’re ready to bake and adjust the cooking time if necessary.
What’s the Best Way to Store Leftovers?
Store any leftovers in an airtight container in the refrigerator for up to 3 days. To reheat, simply place it in the microwave or warm it in the oven at 350°F until heated through, adding a splash of broth or water to keep it moist if needed.
